KAISER
INTERNATIONAL
THE 1ST NAME IN HEALTH CARE
SHORT TERM
SENIOR CARE
BENEPISYO NG 3IN1 LONG TERM CARE?
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HMO BENEFITS
dURING THE MATURITY PERIOD MAY INVESTMENT KA NA PWEDENG GAMITIN AS HEALTH FUND OR RETIREMENT FUND
HEALTH CARE SAVINGS PLAN
- ACCIDENTAL DEATH
- WAIVER OF PREMIUM
- DEATH
- DISABILITY
INSURANCE
BENEPISYO NG 3IN1 LONG TERM CARE?
HMO
Magagamit mo after one year ka na nakabayad or yearly ang binayad. At nag i increase ang healthcare benefits depende sa plan mo once fully paid
TERM LIFE INSURANCE
Minimum 205,500 ang benepisyo ng pamilya the moment na nakapagbayad ka you are covered kahit nasa abroad ka pa. Subject to contestability period.
ACCIDENTAL DEATH BENEFITS
Doble ang matatanggap na benefits ng beneficiary once accident ang kinamatay ni Planholder the moment na ang policy nya ay na approved na. Halimbawa ang nasa plan ay 205K ang insurance magiging 410K
MGA BENEPISYO SA KAISER 3 IN 1 LONG TERM CARE
TRANSFERABLE
Once namatay si plan holder lahat ng benefits ay ma transfer kay primary beneficiary during and after paying period.
RETIREMENT SAVINGS
Kumpletong package na eto kapag ikaw ay nagretiro. May savings ka na, Health Insurance at Investment pang kasama
ONLINE ACCESS
Hassle free na. Dahil lahat ay ma access mo sa sarili mong portal or account. Maging sa pagbabayad
SCHEDULE OF BENEFITS
PAYING/ SAVING PERIOD
AFTER MAGBAYAD
1st year ------------------------------------ 7th year
8th year ---------------------- 20th year
- Free Dental Health Benefits once a year.
- Minimum 50,000 pesos a year magagamit sa ospital depende sa plan na kinuha.
- Free Annual Physical Examination sa Kaiser medical Center or accredited clinic at Ospital sa inyong lugar.
- 202,500 pesos minimum TERM LIFE INSURANCE
- 202,500 pesos minimum ACCIDENTAL DEATH BENEFITS
- Pre existing illness ay covered na kahit malala pa.
- Term Life and Accidental benefits ay still covered hanggang maturity.
- May 10% yearly healthcare hospital benefits limit na or interest.
- Any related to Maternity ay covered.
- May additional 6% yearly healthcare benefit din subject for provisions depende sa takbo ng market.
LONG TERM CARE BONUS
ng binayad mo ay ibabalik sa maturity period once na ikaw ay healthy at hindi nakagamit habang nag babayad.
*85%
411,750.00 (PLAN K-100) =350, 000.00 (85%)
*if premium is annual
MGA OPTIONS PAG MATURED NA
KAISER PLAN SAMPLE | TOTAL MATURITY |
K45 | 524,776.00 |
K75 | 874,626.00 |
K100 | 1,116,168.00 |
K125 | 1,457,710.00 |
PAG MALAKI ANG PLAN, MALAKI MAKUKUHA
- Ayaw mong 1-withdraw at stay mo lang ang iyong pera para tumubo pa taon-taon at insured ka hanggang 75 years old
- Kalahati ang i-withdraw para tumubo at insured ka pa din hanggang 75 years old.
- Convert ang plan sa whole life insurance
- I-withdraw ang buong plan at tapusin na ang long term HMO
BENEFITS AMOUNT INFORMATION
PAG MALAKI ANG INIPON MO, MALAKI ANG MAKUKUHA MO
ANONG EDAD MO NGAYON?
51-60 YEARS OLD
41-50 YEARS OLD
10-40 YEARS OLD
AGE
3,529 4,412 7,353 5,882 8,823
4,412 5,882 8,823 7,353 10,294
2,647 2,941 4,412 3,529 5,882
MONTHLY MINIMUM IN PESOS AND UP
SAMPLE PLAN & COMPUTATION
Age:
Plan:
Monthly Premium:
Annual Premium:
40
K100
5,882.00
58,882.00
Fully Paid at age 47
Plan Maturity at 60
Received 405,000.00 pesos
Monthly payment, isang beses nakabayad ang holder sa kasamaang palad na aksidente.
Received 450,000.00 pesos
Nanay ng plan holder ang tumanggap ng benepisyo. OFW ang plan holder sa Israel, nagkasakit at kinuha ni Lord.
Received 900,000.00 pesos
Natanggap ng pamilya ang accident insurance ng isang OFW na may kaiser Long term care matapos maaksidente sa Israel
Plan maturity, accident benefits, life insurance proceed as proof that Kaiser deliver the promise to take care of us and our loved ones
MGA PANGHAHAWAKAN MO
GUSTO MO MA CHECK MAGKANO?
I-CLICK MO LANG ANG BUTTON SA BABA PARA MAGREQUEST NG PROPOSAL.
REQUEST PROPOSAL
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